BorderlessFinanceSimplified
The first truly African fintech that makes crypto feel like Apple Pay. Send, save, invest — anywhere.
The Challenge with Traditional Finance
African families and businesses face significant barriers when managing money across borders and accessing financial services.
High Cross-Border Fees
Traditional banks charge 5-15% for international transfers, making it expensive for families and businesses across Africa.
Complex Crypto Experience
Wallet addresses, gas fees, and technical jargon make cryptocurrency intimidating for everyday users.
Limited Access to Credit
Getting loans for essential needs like rent or school fees requires extensive paperwork and often gets rejected.
How Gredpay Solves This
We make stablecoin finance feel like Apple Pay — fast, cheap, and secure.
Built on Hedera for enterprise-grade reliability.
Instant Low-Cost Transfers
Send money across borders in seconds with fees under 1% using Hedera's efficient network.
Simple as Apple Pay
Tap, scan, or type a name. No wallet addresses, no gas fees to worry about. Just simple payments.
Smart Financial Services
Access loans, savings, and investments with transparent terms and automated smart contracts.
Everything You Need for
Modern Finance
From instant payments to investment opportunities — all secured by Hedera's enterprise-grade infrastructure.
Smart Escrow
AI-powered dispute resolution with 3rd-party guardians for safer P2P transactions.
Lightning Transfers
Cross-border payments in seconds, not days. Powered by Hedera's speed.
Shared Wallets
Collaborative money management with role-based permissions and spending limits.
Tokenized Assets
Fractional ownership of real estate and land with transparent yields.
Goal-Based Loans
Borrow against your future with AI credit scoring and flexible terms.
Privacy-First KYC
Decentralized identity with selective disclosure and AI document verification.
Your keys. Your money. Your control.
Unlike traditional banks, you control your private keys with Gredpay. We never have access to your funds — enjoy complete financial sovereignty with an intuitive UX.
Real People, Real Solutions
Meet some of the people already transforming their financial lives with Gredpay across Africa.
Kelvin
❌ Challenge
Getting paid in crypto but struggling to use it for daily expenses
✅ Gredpay Solution
Uses Gredpay to seamlessly spend USDT earnings on subscriptions and bills without conversion hassles
Amina
❌ Challenge
Customers sometimes refuse to pay after receiving goods
✅ Gredpay Solution
Smart escrow ensures payment is held securely until both parties confirm the transaction
Samba
❌ Challenge
Limited access to land ownership and investment opportunities
✅ Gredpay Solution
Pools money with other farmers to invest in tokenized land assets through Gredpay
Zara
❌ Challenge
Parents abroad face expensive fees and delays when sending tuition money
✅ Gredpay Solution
Receives instant, low-cost transfers from family in the diaspora for school fees
Join thousands of Africans already using Gredpay
Experience Gredpay in Action
Take a closer look at how Gredpay makes complex financial operations simple and intuitive.
Dashboard Overview
See all your balances, recent transactions, and quick actions in one beautiful interface.
Good morning, Alex!
Ready to manage your money?
Total Balance
$2,847.50
Send Money
Smart Escrow
Own Your Money,
Anywhere
Join the financial revolution. Download Gredpay today and experience borderless finance like never before.
Non-custodial
You control your private keys and funds
Backed by Hedera
Enterprise-grade blockchain technology
Secure KYC
Compliant with global regulations